The term "fintech" is supposed to be shorthand for
"financial technology."
However, a quick overview of "fintech" companies reveals that in all but a very few cases, what it effectively means is: 

"technology for the financial industry."
 

Now, while this is certainly understandable and reasonable, it ignores the majority of the world's consumer base.

What about those other 7 billion humans?
Could they benefit from revolutionary improvements to their financial interactions? And perhaps more importantly: is there a business case for providing such improvements?

Digital Escrow Services believes, unsurprisingly, that the answer is a loud, emphatic, and resounding

YES!